Money Basics for Kids
Ages 7-11Programme Overview
Designed for primary school children, this programme introduces money concepts through play, stories, and hands-on activities. Children learn that money represents value, understand how it's earned, and develop early saving habits.
What's Covered
- Recognizing Money: Identifying coins and notes, understanding denominations
- Where Money Comes From: Introduction to earning, jobs, and work
- Needs vs Wants: Distinguishing between essential purchases and discretionary spending
- Saving Basics: Why saving matters and how to set simple goals
- Making Change: Basic arithmetic with money in real scenarios
- Spending Wisely: Thinking before buying and comparing options
Learning Outcomes
By completion, children will confidently handle money in supervised situations, understand that money is finite, demonstrate goal-oriented saving behavior, and make reasoned choices about small purchases.
Programme Details
- Duration: 6 weeks
- Session Length: 45 minutes
- Format: In-person or online
- Materials: Activity workbook, parent guide, online games access
- Group Size: Maximum 8 children
Teen Financial Foundations
Ages 12-15Programme Overview
Our most comprehensive programme for teenagers navigating increased financial independence. Participants learn practical budgeting, understand banking systems, and develop strategies for resisting peer pressure around spending.
What's Covered
- Personal Budgeting: Creating and maintaining a realistic budget for income and expenses
- Banking Fundamentals: Understanding accounts, debit cards, online banking, and security
- Debt and Credit Basics: How credit works, interest, and the consequences of debt
- Goal Setting: Short and medium-term financial goals with action plans
- Part-Time Work: Understanding payslips, tax basics, and National Insurance
- Smart Shopping: Comparison shopping, spotting marketing tactics, avoiding impulse purchases
- Digital Money: Managing mobile payments, subscription services, and online spending
Learning Outcomes
Teenagers will create functional budgets, manage their own bank accounts responsibly, understand how to avoid common debt traps, and make informed spending decisions aligned with their values and goals.
Programme Details
- Duration: 8 weeks
- Session Length: 60 minutes
- Format: In-person or online
- Materials: Comprehensive workbook, budgeting templates, mobile app access, parent portal
- Group Size: Maximum 10 teenagers
Young Adult Money Mastery
Ages 16-18Programme Overview
Advanced financial education for older teenagers preparing for university, apprenticeships, or employment. Covers complex topics like student finance, investing basics, and long-term financial planning.
What's Covered
- Student Finance: Understanding loans, grants, repayment terms, and managing university budgets
- Investment Basics: Introduction to stocks, bonds, ISAs, and compound growth
- Pension Fundamentals: Why starting early matters and how workplace pensions work
- Living Independently: Budgeting for rent, utilities, council tax, and household expenses
- Building Credit: Understanding credit scores and building a positive credit history
- Insurance Essentials: Types of insurance and when they're necessary
- Tax and Employment: Understanding payslips, tax codes, and self-employment basics
Learning Outcomes
Young adults will make informed decisions about student finance, start building long-term wealth through early investing habits, manage independent living costs effectively, and understand employment and tax obligations.
Programme Details
- Duration: 8 weeks
- Session Length: 75 minutes
- Format: In-person or online
- Materials: Advanced workbook, financial planning tools, investment simulator access
- Group Size: Maximum 12 participants
Family Financial Workshops
All AgesProgramme Overview
Interactive workshops designed for families to learn together, creating shared language and strategies for managing household finances and teaching children age-appropriate money skills.
What's Covered
- Family Budgeting Sessions: Creating household budgets that include teaching opportunities
- Teaching Strategies for Parents: How to talk about money at different ages
- Allowance Systems: Designing allowance structures that teach responsibility
- Goal Setting Activities: Family financial goals and individual goals for children
- Shopping Together: Turning everyday purchases into learning moments
- Age-Appropriate Responsibilities: When to give children more financial autonomy
Learning Outcomes
Families will establish consistent financial communication patterns, parents will gain confidence in teaching money skills, children will understand family financial values, and everyone will have practical tools for ongoing learning.
Programme Details
- Duration: 4 weeks
- Session Length: 90 minutes
- Format: In-person only
- Materials: Family workbook, activity cards, ongoing resource access
- Group Size: Maximum 6 families
School Partnership Programme
Group SessionsProgramme Overview
Bringing financial literacy directly into schools with curriculum-aligned sessions. We work with teachers to integrate financial education into existing subjects and provide standalone workshops.
What's Covered
- Curriculum Integration: Lessons that align with maths, PSHE, and citizenship curricula
- Class-Sized Delivery: Sessions designed for up to 30 students
- Teacher Resources: Comprehensive materials for follow-up and reinforcement
- Progress Tracking: Assessment tools to measure student learning outcomes
- Flexible Topics: Customized content based on year group and school priorities
- Parent Engagement: Take-home materials and parent information sessions
Learning Outcomes
Students gain age-appropriate financial knowledge within their normal school day, teachers receive training to continue financial education, and schools can demonstrate PSHE curriculum coverage.
Programme Details
- Duration: Flexible (single sessions to term-long programmes)
- Session Length: 45-60 minutes per session
- Format: In-person in your school
- Materials: Student workbooks, teacher guides, digital resources
- Group Size: Full class (up to 30 students)
One-to-One Mentoring
Ages 13-18Programme Overview
Personalized financial education tailored to individual circumstances, goals, and learning styles. Ideal for teenagers with specific financial situations or those who prefer individual attention.
What's Covered
- Customized Curriculum: Content adapted to individual needs and interests
- Flexible Pacing: Move faster or slower based on comprehension and comfort
- Individual Attention: Address specific questions, concerns, or scenarios
- Goal-Oriented Learning: Focus on what matters most to the individual
- Ongoing Support: Email support between sessions for questions
- Confidential Environment: Safe space for discussing money concerns
Learning Outcomes
Teenagers receive personalized guidance matching their unique financial situation, develop confidence in their specific areas of concern, and build a one-on-one relationship with a financial mentor.
Programme Details
- Duration: 6-8 weeks (flexible)
- Session Length: 60 minutes
- Format: In-person or online
- Materials: Personalized workbook, customized resources
- Sessions: One-to-one only